The home features a thoughtful renovation with updated finishes, material selections, and attention to detail throughout.
Major system upgrades include all new electrical, plumbing, HVAC, roof, siding, and water heater.
The layout feels open, spacious, and welcoming with all bedrooms and main living areas located on one level.
The kitchen includes granite counters, soft close cabinetry, island seating, a walk in pantry, and upgraded stainless steel appliances including a craft ice refrigerator.
The home offers the privacy, space, and setting many buyers are specifically looking for in a rural property.
No HOA and located in a USDA eligible area with potential 100% financing for eligible buyers. Conventional, FHA, VA, USDA, and cash financing options will all be considered.
The home is served by a drilled well estimated to be approximately 450 feet deep.
All new well pump, pressure tank, and related components.
The well has been shocked and passed water quality testing.
Two WDI reports were completed, the most recent dated 1/8/26. The reports noted no visible evidence of wood destroying insects at the time of inspection, and no treatment was recommended.
There is an existing conventional septic system with a drain field. During a septic evaluation completed in January 2026, root intrusion was noted in portions of the system. A 450 gallon hydraulic load test was also conducted, and the test observations were noted as satisfactory. The system was noted as functioning based on permitted capacity. The system was subsequently chemically treated to address the root intrusion. A recent septic inspection indicated that additional work is needed beyond the chemical treatment to address the root intrusion. The seller is actively taking steps to complete that work so the system can be reevaluated through a hydraulic load test.
If the existing conventional septic system needs repairs in the future that require a county permit, the system would need to be converted to a holding tank based on current site conditions, regulations, and available information. This requirement would only come into play if such repairs become necessary.
There is currently no requirement that the existing conventional system be converted to a holding tank.
If a future holding tank conversion becomes necessary, the minimum tank capacity under current county requirements would be 3,150 gallons. Final layout and placement would be determined during the conversion process. State grant funding may also be available to assist with the conversion cost.
The Maryland Bay Restoration Fund may cover up to 100% of holding tank conversion costs for eligible buyers. Eligibility requirements may apply, including owner occupancy, income qualification, or primary residence requirements. Buyers should independently verify funding availability and qualification details.
A hydraulic load test evaluates how a septic system responds when a substantial amount of water is introduced into the system. During the evaluation of this home, 450 gallons of water were introduced into the system on the same day. The system was then observed for signs of backup or other performance concerns, such as water backing up into sinks, tubs, or toilets, or wastewater coming to the surface in the yard. The test observations were noted as satisfactory, and the system was noted as functioning based on permitted capacity, with no performance issues observed during the test.
No. The seller does not have a report available to share.
No. There is currently no requirement that the existing conventional septic system be converted to a holding tank. The system remains in use.
No. The county is not requiring replacement of the existing conventional septic system. The system remains in use. The county has determined that, if future septic work requiring a permit becomes necessary, the system would need to be converted to a holding tank based on current regulations and site conditions.
Based on current county requirements and available information, a holding tank system would need a minimum capacity of 3,150 gallons. Final design, tank configuration, and placement would be determined during the permitting and design process if a future conversion becomes necessary.
No. It isn't the county's role to estimate conversion costs. Actual costs would depend on factors such as the final design, tank size, placement, site conditions, permitting requirements, and contractor pricing at the time of conversion. Buyers who would like to better understand potential future costs should consult qualified septic contractors and the Maryland Bay Restoration Fund.
The home currently operates on the existing conventional septic system. Financing requirements vary by lender and loan program, so buyers should consult their lender regarding specific underwriting requirements.
Please contact the listing agent for the most current information regarding offer timing, deadlines, or seller review periods.
Offers will be considered based on overall terms, including price, financing, contingencies, timing, earnest money deposit, and other contract details.
Conventional, FHA, VA, USDA, and cash offers will all be considered.
A minimum earnest money deposit of 1% of the contract price is preferred.
The seller can accommodate settlement within 30 days, but will consider the timeframe as part of the overall offer.
